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Unlike other student loans, application for a specific Stafford Loan should be preceded by the filing of a Free Application for Federal Student Aid (FAFSA).

The FAFSA application should be made in the name of the aspiring student.

The process of applying for a Stafford Loan differs in a second way from the application process for other student loans - and application for a Stafford Loan does not require a credit check.

There is no uniform method for the delivery of money from a Stafford Loan. Some students get the student loan money directly from their school

Other Loan recipients get the money from a bank or other lender.

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